Communities Advancing Retirement Excellence

About Us

Welcome to the Communities Advancing Retirement Excellence.

CARE, Ltd. is a captive insurance company licensed under the laws of Bermuda.  Founded in 2002, CARE, Ltd. provides various insurance coverages for not-for-profit, central Pennsylvania retirement communities and is owned by its members. 

CARE members aspire to provide a safe, secure environment for every resident, employee and guest in their community, creating the culture of safety which helps meet the goals of the program:

  • Stabilize insurance costs through risk sharing with like-minded, well managed CCRCs and allow the members to share in  the rewards of their results
  • Encourage excellence in risk  and event management
  • Build affinity between members to learn from each other and create targeted, cost effective educational programs
Our success together supports each member individually in carrying forward the mission of their organization.  To learn more, please contact one of our business partners or any Board member.


Our Clients Say

“When others said it couldn’t be done, Murray Securus pooled their expertise and helped us form our own insurance Company. We are proud to be one of the founding members of CARE, and continue to enjoy the financial success achieved through partnership with Murray Securus and our peer communities. We are particularly grateful for their risk control and claims staff who have been instrumental in providing training for our Community, and managing claims when they occur.”
Robert B. Hayward, Jr., President & CEO, Quarryville Presbyterian Retirement Community